5 Best International Payment Apps for Android

There’s a wide variety of reasons as to why you’re looking for the best international payment apps for Android. Some of us like supporting businesses and entrepreneurs in different countries. Some of us are paying for services in foreign countries while some of us just want to send money to family and friends.

Whatever your reason may be, knowing the best international payment apps for Android that will suit your needs is important.

Let’s get started!

Table of Contents

Best International Payment Apps for Android

  1. PayPal
    • Transfer Fees
    • Pros and Cons
  2. WorldRemit
    • Transfer Fees
    • Pros and Cons
  3. Facebook Pay
    • Transfer Fees
    • Pros and Cons
  4. Remitly
    • Transfer Fees
    • Pros and Cons
  5. OFX
    • Transfer Fees
    • Pros and Cons

Key Takeaway

Best International Payment Apps for Android

The payment apps that we will be discussing are all very good at doing their main job. They’re secure, fast, and have competitive prices. But they’re also very unique in their own way. They offer features that are not present in their competitors.

To get to know them better, let’s dive deeper into each of them.


Homepage of PayPal, one of the best international payment apps for Android
Homepage of PayPal

PayPal is best for money transfers for established businesses. 

It is one of the most secure and flexible money transferring apps in the market. It lets you transfer your money anytime to over 200 countries. 

It’s an easy and hassle-free process to download the app, set up an account, and start transferring money internationally. You can even choose to transfer money to multiple people at once. 

When it comes to security, PayPal makes sure that you can have peace of mind. PayPal assures that each and every one of your transactions are protected by their “next-level encryption.” They take fraudulent transactions seriously so they have a whole team dedicated to them. 

PayPal allows users to create profiles so it can help users identify who they’re transferring money to. This profile can have a user’s name, photo, username, email, and mobile phone number on Paypal. 

When it comes to accidentally sending money to the wrong person, PayPal allows you to tap the contact’s name and ask for a refund. If the person doesn’t respond to your request, you can file for a dispute and communicate with PayPal on what can be done.

Transfer Fees

For international business sales, PayPal charges a 4.4% + fixed fee. It also supports over 25 currencies which makes it super convenient for transferring money.

– PayPal is an established brand so it fosters trust in all parties.
– It’s easy to install the app, set up a profile, and use its services.
– Sending money is fast and secure.
– Widely used by a lot of users and businesses.
– They support high transfer limits.
– It has high transaction fees.
– The fee structure is more complex compared to other apps.
– PayPal will hold your money if you’re a new user for security purposes.
– It’s difficult to communicate with their customer service.
The table above shows the pros and cons of PayPal.


Homepage of WorldRemit
Homepage of WorldRemit

WorldRemit can send to over 130 countries and has one of the best upfront exchange rates. It can also send money fast with recipients getting the money within 10 minutes.

When it comes to debit, credit, and prepaid cards, WorldRemit accepts most of these when they’re issued by Visa or Mastercard. It also accepts payment from the following:

  • Apple Pay
  • iDEAL
  • Poli
  • Klarna
  • Trustly
  • Interac

It used to accept payment from Google Play but now, it’s no longer supported.

To send or transfer money, here are the 4 easy steps you have to follow.

  1. Open the application.
  2. Select the country and the amount you want to send.
  3. Enter the details of the recipient and their bank information.
  4. Pay for the transaction.

Once you complete the process, the recipient will receive an SMS and email about when they can get their money.

When it comes to security, WorldRemit assures its users that its website and app are designed to prioritize security. It does this by implementing strict verification processes to prevent unauthorized login attempts. It also has dedicated teams that are dedicated to monitoring unusual activity in customer accounts and transactions. 

As a final seal to prove its dedication to security, WorldRemit is approved by the Financial Conduct Authority. This is a conduct regulator for around 51,000 financial services firms and financial markets in the UK.

WorldRemit’s transfer limit is $9,000 in 24 hours and $5,000 for debit, credit, or prepaid cards. WorldRemit lists all the fees and exchange rates before you proceed so you don’t get confused.

If you accidentally send money to the wrong person, you will need to contact WorldRemit as soon as possible. Depending on the situation, it can sometimes recall the money or the bank transfer transaction.

Transfer Fees

WorldRemit transfer fees generally range around $0.99 – $5.99 per bank transfer. Transfer fees between Europe and US and Australia and Canada start at $3.99 per transaction. They also have a promotion that your first 3 transfers are free so you can try out their services.

WorldRemit offers 3 free transfers for new users.
WorldRemit offers 3 free transfers for new users.

For cash pickup and mobile wallets, the transfer fees generally range between $0.99 – $4.99. For Alipay in China, it starts at $2.99 per transfer. When it comes to door-to-door delivery in Vietnam, the fee starts at $2.99 per transfer.

– Fast transaction for a broad range of delivery options.
– The app is easy to use and understand.
– Shows your payment cost so you can check for fees and exchange rates.
– Transfer fees can be complicated and hard to understand.
– It is available in a limited number of countries.
The table above shows the pros and cons of WorldRemit

Facebook Pay

Homepage of Facebook Pay
Homepage of Facebook Pay

When it comes to paying in a platform that is familiar to a lot of people, Facebook Pay is the best way to go. It’s currently available in over 140+ countries and their team is currently working on making it available in more countries soon.

Facebook Pay is a great way to pay for things that you buy from businesses on Facebook and Instagram. It’s also a  great way to support charities and donate to their cause. When it comes to sending money to friends, it’s as easy as using Messenger and WhatsApp. It’s also worth noting that there is also no minimum transfer amount.

The process of sending money via Facebook Pay is as easy as sending a message. You don’t even need to download any new apps. You can use the current apps you have.

To start, all you have to do is to add your payment method. This can be through PayPal, Visa card, and lots more.

As for security, Facebook Pay has anti-fraud monitoring. This technology monitors the purchases made by users for any unauthorized activity. If users find any of these unauthorized activities on their accounts, they can always reach out to customer support. 

To increase the security of transactions, you’re given a choice between using a PIN or the biometrics of your device. This will help keep your payment account information secure. 

When it comes to monitoring your transactions, you’ll have a record of all your past transactions. You will also get proactive in-app notifications whenever you complete a transaction. This helps alert you a transaction was just made in case you didn’t make the transaction yourself.

Transfer Fees

Facebook Pay charges no fees for users to send money to family and friends. The transfer limit is at $2,500 so it’s great for transferring small amounts of money. 

– Familiar apps for a wide variety of people.
– Easy to request and transfer money.
– You’re able to add multiple people to the money request.
– Currently not available in a lot of countries.
– Purchase protections can tend to be inconsistent in terms of availability.
The table above shows the pros and cons of Facebook Pay.


Homepage of Remitly
Homepage of Remitly

Remitly is a great international transfer if you want a quick and easy transfer. It’s also great for lower-value transfers because they don’t have a minimum transfer amount. 

Remitly is already a trusted brand by millions of users worldwide. It’s can transfer money to over 3,000+ banks worldwide. As for cash pickup locations, Remitly has 350,000+ locations worldwide. It is currently available in 100+ countries worldwide.

When it comes to security, Remitly makes sure that all transactions are safe by using industry-standard security protocols and encryption. When you’re setting your account for the first time, Remitly will ask you to complete their e-mail verification process. 

Transfer Fees

Remitly has competitive exchange rates and transfer fees. The fee is charged to the sender and the person receiving the money won’t have to pay for anything. The rates vary depending on the location of the sender and receiver. Here’s a detailed guide for the fees.

– Competitive transfer rates and exchange rates.
– Trusted by millions of users.
– Currently, there are a limited number of countries you can send to.
– Express transfer fees can be quite expensive.
– There are extra charges for linking your credit card as a payment method.
The table above shows the pros and cons of Remitly.


Homepage of OFX
Homepage of OFX

OFX, which was formerly known as OzForex, can currently transfer to over 190 countries. They can also accommodate over 50+ currencies worldwide. 

When it comes to quality service, OFX is listed on the Australian Stock Exchange and is monitored by over 50 regulators globally. 

OFX is great for transferring large amounts of money because you get more value from the fees the more you’re sending. This also means that if you’re sending smaller amounts of money, then their exchange rates and fees are a bit more expensive than others. 

As for security, OFX has many ways to keep you safe. They have passwords, security questions, and automatic time-outs to keep your identity safe. Their website also has SSL encryption so make sure that your connection with your browser is secure.

For fraud prevention, OFX uses sophisticated technology to monitor registration. logins, and transactions for suspicious activity. They also have a fraud system that has a multi-layered approach to detecting and preventing fraud. 

Transfer Fee

OFX has a very simple transfer fee system. If you’re transferring any amount below 10,000 AUD, then the standard 15 AUD transfer fee applies. If you’re transferring more than that amount, then you won’t have to pay any transfer fees.

– It does not have a limit on how much you can transfer.
– It is available to a wide selection of currencies and in a lot of countries.
– They have a minimum transfer limit of 1,000 USD.
– The transfer fee can be expensive if you’re transferring small amounts of money.
The table above shows the pros and cons of OFX

Key Takeaway

Transferring money internationally has never been this easy. These apps have made it safe, secure, and convenient to transfer and pay internationally. It doesn’t matter whether you’re transferring large or small amounts of money, you’ll have an app for that.

All of the apps discussed above are best at what they do. At the end of the day, the best international payment apps for Android will be the ones that will fit your needs.

What are other payment apps do you use to pay or transfer internationally? We would like to know in the comments below!

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *